Portfolio Design

The portfolios we build are tailored to each client's objectives.

Winged Keel evaluates each client's unique circumstance and is capable of creating customized analytics to evaluate the economics of various insurance product and funding alternatives. Choosing the right combination of elements, specific to each client's scenario, has a very meaningful effect on policy performance. Elements to consider include: product selection, insurance company diversification, premium funding duration, and financing methods. Throughout the process,

  

Winged Keel works closely with the client and the client's other professional advisors.

Our clients generally own life insurance in irrevocable trusts. These trusts are often funded through a combination of gifting and financing methods, including: lifetime exemption an annual exclusion gifts, intra-family loans, private split dollar, installment sales, and Grantor Retained Annuity Trusts (GRATs).